Deposit / Loan Schemes

 

Attractive interest rate on Deposits

Type Of DepositsPeriodInterest Rate
Saving50004%
Saving5001 To 250004.50%
Saving25001 To Above5%
Term DepositsAbove 30 up to 90 days5.50%
Term DepositsAbove 91 up to 180 days6.50%
Term DepositsAbove 181 days upto 1 year7.00%
Term DepositsAbove 13 upto 24 months7.25%
Term Deposits 25 upto 36 months8.0%
Term DepositsAbove 36 months7.50%
Senior citizen0.50%
Reinvestment depositAbove 15 upto 36 monthsThis scheme close n16-Nov-2015
Reinvestment depositFor 24 months OnlyThis scheme close n16-Non-2015
Gruhlaxmi Recurring depoisit schemeFor 24 to 60 months8.00%n 8.00 % senior citizen
Term Deposits200 Days7.25%
Deeplaxmi depositnscheme n(simple interest)Above 400 days to 1000days7.75%n 8.00 % senior citizen 0.50% extra
15 lack & above 15 lacksn[ Each FD should be 15 lack or more then ]0.50%
Dam Duppat Yojana 116 Months 7.25% for compound interest

 Note : Age proof for senior citizen is compulsory

*        Terms and conditions applied.

*        For further details please contact nearest branch.

 

Attractive interest rate on loans

ParticularAmountRate Of Interest
Up to Rs 5.00 lacks15.00%
Above Rs 5.00 lacks to below 50.00 lacks13.50%
HypothecationAbove Rs 50.00 lacks to below 1.00 crore12.50%
Above 1.00 crore11.50%
Clean cash credit16.50%
Housing loanHouse construction and flat/house purchase 13.00%
Housing loanUp to Rs 25.00 lacks12.00%
Housing loanAbove 25.00 lack13.00%
Housing loanCommercial purpose13.00%
Term loanUnder 20.00 lack14.00%
Term loan20.00 lack to Under 1.00 crore13.75%
Term loan1.00 crore and Above13.00%
Gold loanUp to Rs 1.00 lack12.00%
Above 1.00 lacks13.50%
Salary loan14.50%
Secured loan tonprofessional50.00 lack
Above 50.00 lack
13.50%
13.00%
Vehicle loanTwo wheeler11.50%
Four wheeler11.50%
Loan against warehouse receiptUp to 5 lack12.00%
Below Rs 20.00 lacks14.50%
Above Rs 20.0014.25%
Loans for Doctors, Engineers or any other professionalUp to 5 lack
Above Rs 50.00
12.00%
12.50%

 

*        Terms and conditions applied.

*        For further details please contact nearest branch.